BufferLoan

Dealer-sponsored Payment Protection Program

Protect your customers. Strengthen your portfolio. Build loyalty that lasts.

Unexpected financial hardships happen. Through our dealer-sponsored Payment Protection Program, eligible customers can apply for 0% payment assistance to stay current on their vehicle loan — strengthening the relationship between customer, dealership, and lender.

A run of payments on a car loan: one covered by BufferLoan, the following payments paid, and the loan on track.

Why BufferLoan?

More than payment assistance

BufferLoan isn’t a bank. It isn’t another financing company.

It’s a nationwide Payment Protection Program designed specifically for automobile dealerships that want to protect customer relationships while promoting healthier lending portfolios. When customers encounter temporary financial hardships, BufferLoan provides eligible assistance before a missed payment becomes a larger problem.

Protect customers

Life happens. Job interruptions. Medical emergencies. Unexpected expenses. BufferLoan gives eligible customers access to temporary 0% payment assistance when they need it most.

Strengthen dealer relationships

Customers remember dealerships that stand beside them after the sale. BufferLoan creates an experience customers talk about—building trust, loyalty, repeat business, and referrals.

Support healthier lender portfolios

Helping customers remain current can contribute to healthier loan portfolios, stronger dealer performance, and more productive relationships with finance companies.

How BufferLoan works

  1. The dealership enrolls

    Your dealership joins the BufferLoan Payment Protection Program and can offer it to customers.

  2. The customer applies

    When an unexpected financial hardship happens, the customer contacts BufferLoan and submits an application.

  3. BufferLoan assists

    If approved, 0% payment assistance goes directly to the customer’s automobile lender — and they keep moving forward.

What people say

Customer

“When I unexpectedly fell behind, my dealership introduced me to BufferLoan. The application was simple, and the assistance helped me stay current without additional interest. I’ll absolutely return to that dealership for my next vehicle.”

Dealer

“BufferLoan gives us a competitive advantage. Our customers know we’re invested in their success long after the sale.”

Protect relationships that matter

Join dealerships nationwide using BufferLoan to provide meaningful customer support while strengthening lender relationships.